Social, health and community services supporting Cardinia Shire

South East No Interest Loan Scheme (NILS)


Interest Free Loan Scheme available for eligible residents to purchase necessary items.

Address: 5 Church Street, Emerald

Phone: 0427 895 596


Service Area:

Eligibility Criteria: Earn less than $70,000 annual income (before tax) as a single person or $100,000 annual income (before tax) if you have a partner or children OR Have experienced family or domestic violence in the last 10 years OR Have a Health Care Card / Pension Card


To update this listing, please email us at communitysupportadmin@cardinia.vic.gov.au to obtain access.